Can I Sue My Auto Insurance Company?

Can I Sue My Auto Insurance Company?

In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.

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Can I Sue My Auto Insurance Company?

In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.

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its for my brother, hes 17 and needs car insurance hes looking at a corsa. we have tried to do it all the known cheapest ways such as a group policy and with my mums no claims etc anyone any suggestions, please help! :)

How is my insurance so high for my 125cc motorcycle?

Well i passed my cbt on the 13th this month, turned 17 on the 10th this month, ive had my dt125 re / x 04 model for about 2 months riding on private land etc, anywhoo, i decided to look into insurances, well first i went to carol nash and got a quote for 4000??? then i tryed comparethemarket, got a insurance quote of 3600? what the ****? seriously, theres not a chance im going to be paying that **** and the insurance place is ringing up saying do you want to buy the 4000 insurance? **** no, any idea's for cheaper insurance places or idea's to get it down?

How much do you usually pay when you first get car insurance?

just got an auto insurance plan that's 100/month. went in to fill out papers &payed a $120 down payment. but my mom is now telling me i should be getting a bill for $480 in the mail soon. because the premium is $600 and i have to pay the rest? but i thought that's what the down payment was for. or was that just a down payment for a down payment? lol. i'm not really sure how it works, but i'm wondering if my mom is just saying that so i don't spend all my money, or if i'm actually going to get a bill for that much. anyone know? i'm still paying $100/month, so is it normal to have to pay around $600 first?

How much is your auto insurance annual premium in NJ ?

I live in Central New Jersey and I pay around $1700 for 2 cars + 2 drivers with no accidents. How much do you pay approx ?

I'm 21! I'm getting kicked off my parents insurance here in a month? Whats the best place to go find insurance

I would go through my work but i'm leaving by the time i can get on. So i've looked on the net but i haven't found anything that great. I'm also and asmathic so i need medication every month. Any help?? :D

How do insurance company's value cars?

i had a 07 impala and just got a new 2010 impala and my insurance is cheaper on the new car than the old car why is that?? is the older the car the more it is?? or what really takes place on the prices??

How much car liability insurance should a person have for complete coverage without over insureing?

How much car liability insurance should a person have for complete coverage without over insureing?

Can I insure another persons car?

Can I get insurance on a car thats not registered to me?

Has anyone heard of Unitrin Direct Car Insurance. Yay or Nay?

I need to purchase car insurance right away. Their rates are pretty low. Any feedback would be appreciated.

Would any car insurance(allstate,geico) insure an international student who doesn't have a PA licence?

I have my country licence and an international driving permit. I would like to buy a car in Pennsylvania as I am staying for about a year in this country. I would like to know will car insurance companies insure me?

How much is a teen's car insurance per month?

I am planning to get a 2004 Lexus is300. I know because it is a luxury car, the insurance will be a little higher, but the car is 10 years old...I am recently licensed, a female, and I have a 4.0 gpa so I know I will have some discounts. I will be turning 18 in 6 months but will only be having my license for less than a year. So if any other teen, parent, or car insurance agent knows how much a teen's car insurance would be for a 10 year old luxury car (specifially Lexus), please help me out by letting me know!

What kind of Insurance should we have when doing a Re Fi Loan?

I am looking over the paper work and one form mentions that we have options at time of closing for different types of insurance. We have Home Owners Insurance/ I noticed disability and mortgage and Life help please

Can I Sue My Auto Insurance Company?

In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.

How much do you pay for car insurance?

Ok so im a 17 year old girl with a job that pays 600 a month. and i want a 2005 toyota matrix. its 7,000 but i know where to get it cheeper. but the question is how much do you pay . can you tell me your age and year of your car it would help me compare this whole thing alot better THANKYOU :)

RIDICULOUS CAR INSURANCE QUOTES!!!?

I'm 18 I've just bought a Vauxhall corsa 1.2 and it's 1995, bought it for 250 ha. Anyway been looking for quotes and they're coming in 3500+!!!!! I'm getting so stressed out with the prices I'm full time worker and work 10 miles away from home so I need a car. I've tried having my mum as the lead and me a named driver, tried all the comparison sites and even had quotes for the black box but they're coming in all over 3500! Please can someone give me some advise or something. I'm wanting to pay about 2000 which I didn't think was unrealistic? Thanks

2 accidents and an oui how much will my insurance be now?

i hit a parked car while backing up 2 yrs no one was harmed my cars rear bumper needed to be replaced and the other cars front fender ago and then 2 weeks ago i hit my car on a tree and totaled it and i got an oui my insurance was $100 a month before how much will it be now like a guess?

Car Insurance, ammended details of profession lead to increased premium?

My car insurance company rang me two weeks ago asking to update my details. I was previously registered as a student and unemployed but changed this to working part time as an admin assistant. A week ago I received my new certificate of insurance but today they rang me to say that my premium had increased by 150! I find this difficult to understand how changing my profession from student to admin could whack up my premium by this much. At the same time they offered me a new deal from another insurer , which they claimed would be cheaper, but I refused over the telephone as I felt too confused at the time. Now they told me that they will be sending me the bill to pay off the new increased premium. Can anyone help me confirm whether insurance companies can do this? I am not driving my car any more than I previously had and I cannot see as how my new job increases the risk of me having an accident!! Thanks

Is it better to say i live alone instead of with my grandparents when buying car insurance?

i already bought the policy but i said at the time i lived with my sister which bumped it up $100!!! so its been a month and i called to say i live with my grandparents now but there saying i have to come in to take my sister off and put my grandparents on. i told them i lived with my grandparents in hopes that it would go down! not put them on my policy. they have their own insurance, have had it for years, and they will NEVER be driving my car soo WTF insurance is a ripe off. what should i tell them??

How do I go about getting life insurance?

I need life insurance, who do I need to speak with?

Do you need car insurance to rent a car in Massachusetts?

I have insurance for my own car but will Hertz rental make me pay for their auto insurance? Can i just say I already have insurance even though I don't know if mine will cover me in case something happens? I have the least amount of coverage you can get in Mass and I use Commerce Insurance.

Most afordable car insurance for infiniti g35coupe 06 in new york?

Just wanted the know what is the most affordable car insurance for a g35 coupe. The insurance is going to be under my dads name who's over 25. I was looking at tri-state but is there something better?

Cars, insurances need some help here?

say my father has a car and i want a car, if he buys me a car would i need my own insurance, or does he cover me?????

Will my car insurance rate go up because of this freak accident?

I was backing out of a parking lot and I hit a van coming up. Considering the fact that the parking lot was nearly empty neither one of us saw each other coming. I did pull off pretty fast but not too fast. Their was no damage to my car, but he had a small dent on the side of his nothing major. We called the police cause he was older and felt safer doing that. The police said nothing will go on our records, but didn't say whose at fault. So we just exchanged insurance info. Does this mean nothing will happen, or will my mom go crazy when she finds out? How much of an increase would this cause her insurance to go up? What are the circumstances that this might cause an extreme insurance hike for a 19 year old?

When should i buy car insurance?

I am going to buy a car on Tuesday. Is there a grace period during which i can drive the car without insurance until i get it, like 5 business days or something like that, or do i need insurance before i buy the car?? This is my first vehicle so i dont have an existing policy i can add this too.

Can Racing Seats lower Car Insurance?

If you have a car that has no airbags and you put in Racing seats with a 4-point safety harness would that lower the payments?

How to make health insurance more affordable/cheaper?

can someone give me some sites to provide me with information? i have to do a problem-solution speech on economic change. sites with statistics are definitely desired.

How can I find my neighbors home insurance company?

My neighbors have a pit bull which is completely untrained and escapes from their yard on a regular basis. I have tried to talk to my neighbor telling him he needs to keep his dog in his fenced yard but he does not speak English very well and I don't believe he understands me. I do know that he owns his house. I am concerned that if his dog attacks someone that his home owners insurance won't cover it. My home insurance company told me that they would not cover a pit bull if I had one. How can I find out what insurance agency my neighbor is using so that I can find out if he has coverage for his dog (or blow him in for having a dog his insurance won't cover).

How much money could i save on my car insurance by switching 2 geico?

How much money could i save on my car insurance by switching 2 geico?

Has anyone used e-suarance for a car insurance quote. I called them a few hours ago & they gave me a good...?

quote but they Hadn't run my driving record yet. And they said they can use ur credit report but, Otha than seeing if u hav paid ur car insurance/bills on tym I Don't see Why they need That info, otha car insurance companies I called Didn't want to check my credit history & Every check on ur credit report can make ur credit score lower & my credit's not that gud rite now tho I pay my utilities, rent, my current credit card & my cell bill on tym & my auto insurance in the past was always paid on tym. (I haven't had car insurance for 3 1/2 yrs cuz I haven't had a car.) Also, they were telling me if I call back the quote mite not stay the same cuz I was tryin 2 get the quote number & No Other insurance companies said that, the otha 1's gave me a quote # so I can deal wit the quote later if I decided 2 go wit them. E-suarance (was tryin 2 get me 2 put a down payment down today & then the insurance would kick in automatically but I told them I want to pay for 6 months at once & I don't hav the money now cuz I hav 2 deposit it in the bank tomorrow, it's a postal money order & will clear Tues. & I Don't Need the insurance 'til Tues. &, then I'll need proof of insurance Tues. to take 2 the DMV wit the papers from the dealer 2 register the car & get the license plates. E-saurance said they could send an e-mail upon payment that I could use 2 show proof of insurance at the DMV or if I Can't print that out I could download their app & show them my proof of insurance thru their app. But that sounded fishy 2 me. Also the guy on the phone from e-suarance wanted a credit card # 2 run my driving record but I was like None of the Otha car insurance companies needed that 2 run my driving record. I Don't want 2 get charged for them 2 run my driving record or 4 any Otha charges. Which is making me suspicious now of the low rate or of paying by credit card ova the fone wit them. Since they're backed by Allstate can I go 2 an Allstate office 2 pay cash & get proof of insurance?

Would insurance on a corvette be too expensive for someone 19 years old?

I am 17 now, but in a couple years I will have enough money to buy an older corvette. I am looking at either a C5 corvette (97-04) or a C3 corvette (68-82). I am leaning more toward the C5 but since it's a newer car, I would think the insurance would be more expensive, even though the car might only cost 12 grand. The C3 would be cheaper in price, and i heard insurance is really cheap for classic cars too. So, in your opinion what do you think?

Car insurance for a japanese import?

I am looking for car insurance for a japanese import car and I am trying to find companies which will deal with imports and are cheap. I am only 18 so I know that the insurance will be pretty expensive but if anyone has had any experience with imports at this age and can tell me some companies to try that would be great. The car I am looking at is a Mazda mx-3 1.5i . If anyone knows how to get cheap insurance for this I would like to hear from you. It would be cheaper if I was a named driver and could earn no claims discount but I don't know if any of the companies who do that accept imports. Any help or advice anyone could give me would be very much appreciated. Thanks

My son's 16 and i need help on the car insurance, help please!?

My son's 16, he's taken drivers ed. he's done his on roads. I live in Massachusetts. I'm now buying him a Land Rover Range Rover, or a Mercedes, or a Saab 9-7x (Saab's will be 06 - 08 for year), or Cadillac Escalade. These would be about 02 - 05's maybe even an 00 - 01. (I don't want to buy him a new car for his first car, obviously) So what would the insurance cost on those cars? and also, put your personal input on which car you think is best. Also, which car would be easiest to fix? Thanks everyone!

How does car insurance in Ontario, Canada work if deductibles are involved?

Maybe I'm missing something here, but the way it's been explained to me is this: I've got a $500 deductible on my policy. If someone backs into my parked car, this will be deducted from the payout I get for repairs. OK, let's say the damages amount to $900. That would mean that because of MY $500 deductible, the payout to me would be $400. I'd have to pay the other $500 out of pocket to repair my car. The insurance company would then reclaim that $400 from the other guy's insurance company. Now, if the other guy also has a $500 deductible (very likely), then he'd have to pay $400 out of pocket. That seems wacked to me. Someone damages my car, and he has to pay LESS than I do for the damages. Am I missing something?

Car insurance when go to college?

i'll be living in the dorm for college this fall, and my parents decide to cut my car insurance since i only come home for thanksgiving(7 days), winter break(1 month), spring break(10 days), and summer(2 months). is it possible to buy insurance temporarily for those breaks that i come back? thanks

Does anyone know where a couple in their early 60's might find affordable insurance.?

We had really great insurance but, it went up from a little less than $600.00 to over $1000.00. We cannot afford that.

Teen Car Insurance Price?

Currently driving my fathers old 2002 Mitsubishi Galant (basic 4-door car, nothing special), and planning on buying a Suburu BRZ (sports car) when I turn 18. My birthday is Dec. 25, I am currently 17 and I have had my license since I turned 16. I have a B average in school and I am planning on taking defensive driving also. I have had no claims or accidents at all. The car is just going to be for commute, probably about 13-17,000 miles a year (going to be traveling home from college). I will be on my parents insurance, but I was just wondering the quote. I tried doing it on a insurance website, however they don't give you a quote if you are under 18. I am planning on getting collision coverage. Thanks in advance.

My husband and I need private health insurance, any recommendations?

My husband and I need private health insurance because his job does not offer it and I am a stay at home mother of our two year old son. We live in California, make about 2000.00 a month and are a family of three. We just need basic coverage so that if we get sick we can go to the doctor and if we have an emergency we can go to the hospital. Any recommendations for a low cost good plan that would suit us? Thanks so much!

Car insurance trying to scam me?

Ok here it goes... I had insurance on my car for a year, when it ran out I decided to get a new car and didnt need the original insurance anymore. But the company automatically renewed it and then requested a copy of my driving license or they would cancel it. I thought fine I don't need it now anyway, ill ignore them and they will cancel it. So they cancelled it and a month later they have said I owe 180 for some reason. My insurance was only 50 a month and I didn't sign or agree to any credit agreement for the 2nd year. And I didnt miss any previous payments Does anybody know whats going on there?

Can I Sue My Auto Insurance Company?

In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.

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