How much is to much for Whole Life Insurance?

My fiance just bought an aflac whole life insurance policy through work. It is a 30,000 policy and she is 24 years old with no health problems and non smoker. They are charging $19.97 per month. That sounds high to me, can anyone with a background of knowledge tell me if this should be dropped???

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If i were to for example, mount a 1.4 vauxhall astra engine inside a GSI model car, would the insurers treat it as a 1.4 vehicles insurance rate?

How much is to much for Whole Life Insurance?

https://www.linkedin.com/pulse/around-how-much-would-insurance-im-18-driving-ford-2000-willie-snyder/