Someone explain car insurance to me!?

Someone explain car insurance to me!?

Basically im helping my boyfriend look for cheap car insurance...The cheapest we found is on the co-op website BUT, having a little issue with costs and things. Basically it gives me a deposit amount of 500 then it gives me a monthly instalment of 250 and then it says how much in total it is. By the total though it says that there is interest of my credit charge of 200, what does this mean? that its been put in with the total amount/deposit or do i have to pay extra for it? if i do have to pay extra for it do i have to pay that monthly or all in one? SO CONFUSED!

 

BEST ANSWER: Try this site where you can compare quotes:insure4car.xyz

 

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I hate looking for car insurance and dealing with all the different rates and agents and policies etc. I just want to know what the cheapest car insurance is in New Jersey one that is quick easy and the best for what I am looking for. Help meee

 

 

Do you need auto insurance when your car is under Planned NON Operation ?

I have a old car that i am not going to use for the next 4 months till my wife comes back (she's out of country now). My Question is if i file for a planned non operation of the car with DMV, can i take this car out of my insurance. Currently i just have the liability on this old car. Is insurance mandatory even if your car is not driven / in public roads?. Please help.

 

 

Low-cost health insurance company?

I have been trying to do research on the state of health insurance in the US and am not getting much informative stuff. What is stopping a private, non- or for-profit company setting up a lower-premium health insurance company? these are the possible problems i have come up with so far: - the insurance claims will far exhaust the float (is this true?) - the demand will be overwhelming (but this shouldn't be too bad considering the insurance business is not heavy on capital expenditures?) - it would be difficult to cover the high costs of drugs and specialist medical costs with lower premiums - getting hands on enough and reliable data in order to calculate proper costs, probabilities of claims against a potential pool of funds, etc. possible solutions would of course begin with restricting the pool of people granted insurance (restrict by probability of claiming insurance) until more data can be gathered to offer insurance to less healthy candidates.

 

 

If I get in a car crash and my car is considered totaled, how much would insurance give me?

Well I have a mustang but the blue book value on it is only like 4K, but I already have like 3k in mods added to it. How do they determine how much they give you? only by the top value of your car? I've heard of people getting more money then there cars were worth, and then they go and buy nicer cars.

 

 

Why isnt health insurance free.. (taken out of taxes)? like other countries?

with all the taxes taken out ud think that would be the most important thing... i presume its because it would hurt companies that sell insurance in some kind of way... but im not sure... can any explain to me why? will it ever change? i think of all the things our taxes pay for ... it should at least pay for health insurance ...

 

 

Can my ex-wife insure our kids through her husbands insurance?

My ex-wife is required to carry our kids insurance. She switched jobs and is now insuring kids under her husband. My only concern is, if he decides to leave her or gets pissed off he can drop my kids from insurance. Since he is not legally obligated to insure them. He is not adopting them. He is not legally bound to take care of them. Is my concern valid?

 

 

Would a 1972 Monte Carlo be expensive to insure?

Someone said it may be expensive to insure this kind of car. Could he be referring to just this one particular car or all muscle cars from the early 70's? keep in mind i am 18 years old if that makes any difference.

 

 

Health insurance premium just went up because i turned 60.?

Anyone know where I can get my own health insurance rather than through my employer?

 

 

A 1994 bmw i518 for an 18 year old car insurance?

How much do you think the insurance will be? thank u!

 

 

How much do insurance agents make per hour? California?

I went to an interview and was ask what yearly salary I was looking for. I wasn't sure what to answer. I live in California. The position is going to required me to travel to two different offices. The company is called Fiesta Insurance. Thank you

 

 

How can I get reliable insurance ratings?

I have been with Nationwide Insurance for 21 years. Your normal every day insurance can never come close to their rates and Nationwide has always had outstanding service. As we all know, money is lean these days so there are two companies I want to check out. I'm thinking about getting quotes from USAA because I am a veteran and California Casualty Insurance because, as a teacher, I get a discount through SCEA. My fear is that even though those 2 might end up cheaper, I might get a huge downgrade in service. So I'm looking for information on both companies, especially if there is a good, unbiased source on the internet. I need to cover 5 cars (including 3 teenage drivers) and 2 boats.

 

 

Car insurance, and registration in illlinois.?

hey. i was wondering how much would the avg price be for car insurance for an 89 acura legend 2 door for a 17 year old boy? and how much would it be to register a vehicle in the state of il? also are there any places near or around chicago that sell reposed vehicles. answer to either questoin will be very much appreciated.

 

 

Canceling car insurance?

i got some car insurance for a car i was purchasing today as i did not want to drive it home over 100 miles with out none , i only took it out yesterday but when i went to pick up the car it had obtained some problems that it did not have before so i have not brought it. i was told when i got the insurance that i would have 14 days to cancel it but when i rung them up today to cancel it they have said i can not and i will have to pay all of the premium in full, i explained to them why i was needing to cancel it and was told it is not their fault and i still have to pay all outstanding monies , is this right . this is with swinton if it matters.

 

 

Nissan Skyline R34 Insurance Question (WA)?

Hello guys, I had two questions about insuring a skyline R34 Turbo... First off, How much (On average) would this cost to insure for someone on their P plates. Second off, Do you know any good insurance companies to go through? WA Is for Western Australia, not Washington. Thanks in advance.

 

 

How much is insurance for one day on a Rental Car?

I will be renting a car in April to pick up my fiance who will be arriving about 5 hours away, So I will be driving the car for 10 hours that day. I do not have insurance of my own so I will have to get some with the car that I rent.. about how much will it cost for the insurance? The car costs about 35$ for the day.. Thanks!

 

 

Will 'fail to stop at red light' for 1st time affect my GEICO insurance rate ?

I just switched to GEICO last week and unfortunately got a 'fail to stop red light' citation from SoCal DMV... they required me to pay 480$ for the ticket and 535$ + course fee for traffic school if I need one. I really don't want to pay for the traffic school but afraid it will affect my insurance rate later. currently I am paying 760$ every 6 months for full coverage on 2 mid-size cars. Could anyone give me some idea for this? PS: I had 4 years driving experience and kept clear record with allstate before getting this ticket...

 

 

Insurance pricing difference with different car brands?

Hey there guys- Recently I have begun to look for a car (my first, as I am a new driver), and have a question for the more experienced. I have been looking at things like '04 Jettas, Audi A4's, Infiniti G35's, and the like. I understand that my age, gender (male), and lack of experience are going to directly affect the price of the insurance. But my question is, what will be the price difference between something like an '04 Volkswagen Jetta and an 04' Audi A4? Both seem to be in the same category of sedan, but I suppose Audis have a little more reputation for being sporty. Suppose there is not significant performance difference between the cars, they are both valued roughly the same, and have roughly the same mileage, what will the difference in insurance rates be and why? Is it possible to give me a rough idea of what I could expect? Thanks in advance!

 

 

Malpractice Insurance?

How much do Cardiothoracic surgeons have to pay in malpractice insurance. Are there certain rates for different specialties?

 

 

Selling a car without insurance?

I'm selling my car but my insurance expired one year ago since I moved out of the state and left my car at my husband's mom's. Now I want to sell it so posted it online and somebody wanted to look at it, so I asked husband's mom to meet with the guy. Then she says she would let him look at the car but since the insurance has expired, she wouldn't let him drive. I mean who would buy a used car without test driving right? According to her, if the buyer got into accident, I would get sued or something like that. Is that correct? She tends to say things she doesn't really know but she likes talking about legal issues. Does anybody know if she is correct or not?

 

 

Any body employed at Walmart have their health insurance?

My son just got Walmarts health insurance policy after I told him to get some insurance. He says he signed up, but their health insurance is a bad one. I just wanted him to be insured because a trip to the ER for any kind of accident or illness could financially ruin him. Wages at Walmart aren't exactly great. He is so inexperienced, I don't know whether he knows a good insurance from a bad one. Any one know anything about Walmarts health care insurance?

 

 

Argument with car insurance company any advice?

recently suffered total loss due to fire of my car and claimed on my insurance policy they came and valued the car after the accident and then took 300 quid off for policy excess however it clearly states in their policy that they cover permanently fitted radio/audio equipment to max of 500 euro , fair enough so i submitted my claim to cover the radio which was destroyed with the car as a result of fire , cost of cd/radio was 149.00 in argos but company now say that their definition of permanently fitted radio is one that has been fitted in the factory when car was made but my car is secondhand and had a sony cd/radio fitted when i bought the car . Now they say this is not covered as is not classed as permanently fitted , to me a permanently fitted radio is one that you cannot take out of the car unless you are replacing it , some cd/mp3 players are easily removed for security and can be taken from the car each evening but this is not the case with mine Anyone else out there been taken for a ride by their insurance company , was thinking of legal action as they should have specified factory fitted radio in their advertising instead of permanently fitted Had arguement with them for 30 mins but they kept saying that the radio/audio had to be factory fitted from new

 

 

Looking for cheap & crappy life insurance?

I am looking for sources of *REALLY* cheap life insurance. I have to have life insurance for the next six years (declining each year), while I pay off a structured legal settlement.

 

 

Does car insurance cover for shattered side window?

My car got vandalized this morning and someone broke my backside window. (Not the big one but the small triangular window that does not slide down. Will my insurance company cover for the damage or do I have to pay out of my pocket? How much will it cost for that tiny window?

 

 

My grandma says TEENAGERS arent covered on her car insurance. Is this possible?

i want to drive her car cause im 16 and just got my temps a couple weeks ago and all she keeps saying is that her insurance only covers people 21 and older. i totally think shes lying! cant anyone drive the car? the insurance is already one the CAR, not the person, so shouldnt the insurance cover the car regaurdless on who's driving??

 

Someone explain car insurance to me!?

Basically im helping my boyfriend look for cheap car insurance...The cheapest we found is on the co-op website BUT, having a little issue with costs and things. Basically it gives me a deposit amount of 500 then it gives me a monthly instalment of 250 and then it says how much in total it is. By the total though it says that there is interest of my credit charge of 200, what does this mean? that its been put in with the total amount/deposit or do i have to pay extra for it? if i do have to pay extra for it do i have to pay that monthly or all in one? SO CONFUSED!

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